Exercise your options without selling shares or using personal capital.
You've been granted stock options as part of your compensation. They're in-the-money and expiring soon. But exercising requires cash—for the exercise price. You don't want to sell shares immediately, but you don't have the cash on hand.
The solution: Options financing from SLS Group.
We can finance your option exercise using the resulting shares as security. You get to exercise your options without needing to come up with the cash upfront.
Provide details about your stock options: grant type (ISO or NSO), exercise price, number of shares, and expiration date.
We assess the underlying stock and structure a financing package that covers your exercise price.
We provide the funds to exercise your options. The resulting shares are held as security for the loan.
Make interest payments during the loan term. When you repay the principal, you receive your shares and any appreciation they've gained.
ISOs are typically granted to employees and require careful planning around exercise timing and holding periods. We finance the exercise price so you can act before expiration.
NSOs can be granted to employees, consultants, and board members. We finance the exercise price so you can convert options to shares without deploying personal capital.
Exercise valuable options without coming up with the exercise price out of pocket.
If the stock rises after you exercise, you benefit from the gain—not the person who bought your shares.
Don't let in-the-money options expire worthless because you can't afford to exercise them.
If the stock declines significantly, your only risk is the shares—not your other assets.
An early employee at a public company has 50,000 NSOs with an exercise price of $5. The current stock price is $25. The options expire in 60 days. To exercise, they need $250,000 for the exercise price—cash they don't have on hand.
SLS Group financed the full exercise cost. The employee exercised all 50,000 options, resulting in $1.25M worth of stock (at current price). SLS Group provided a $500,000 loan (40% LTV) against the shares.
Let us help you exercise without selling. Confidential consultations available.